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CAR INSURANCE
Car insurance made easy through Redisure
You cannot foresee the future, but you can prepare by getting
car insurance from Redisure. If you drive a motor, then you
face several risks, including: theft; fire damage; breakdowns;
hijackings; natural disasters, and accidents on a daily basis.
What is car insurance?
Car insurance entails the payment of monthly premiums for
the insured term in return for transferring most of the liability
and risk to the insurer.
How can you get lower premiums through Redisure?
- You can get lower premiums by sharing some of the risk.
When you are willing to pay a larger excess amount in case
of a disaster, your premiums will be lowered.
- Another method for lower your premiums is to buy a car
that is considered to be safe and reliable, and by driving
responsibly. If you haven’t claimed for a period,
you can qualify for No-Claims Bonus through Redisure. In
this way you get money back for driving safely.
- Not only look at the type of vehicle that you want to
buy, but also look at color. When you purchase a yellow,
red or white vehicle, you reduce the risk of possible head
on collisions since the vehicle will be more visible on
the road.
- By sharing some of the risks through the installation
of tracking systems; VESA approved alarm and immobilizers,
and gear locks, you are rewarded with lower premiums by
Redisure.
- Park your car in a lockup garage as this reduces the risk
of theft and will result in lower premiums.
- Buy a smaller and more affordable vehicle.
What documentation and information do you need for
car insurance?
When you need a quote for car insurance, make sure you have
all the required information at hand. This will speed up the
process and help you to get lower premiums:
- The make and model of the vehicle that you want to insure.
- Year of registration, for example, 2006.
- The vehicle’s registration number if you already
have it. If you don’t have it yet, you should call
the insurer when the car is registered. This also applies
to the engine number.
- Your full postal address for correspondence by mail.
- Your street address and the postal code for the area.
- Number of years that you haven’t claimed. This
will help to qualify you for No-Claims discount rates.
- The place where your car is parked overnight for instance,
in a lockup garage.
- Tracking system, alarm and immobilizer fitted. To make
sure that you get lower premiums fit your vehicle with VESA
approved security systems.
- Where the vehicle is parked for most the time for instance,
in the garden, parking garage, or on the street.
- Purpose of the vehicle use for instance, business or
private use.
- Copy of your driver’s license and date when it
was issued.
- Copy of your identification document (ID).
- Estimated monthly or annual kilometers.
- Information about additional drivers. This includes the
full names, birth dates, ID numbers, residential addresses
and occupations of the drivers. You also need to state for
what purposes the car will be used - such as private or
business.
- Details about any driver related convictions for the
past three years.
- Type of cover that you will require for instance, third
party or comprehensive cover.
Who to call
Once you have all the documentation and information, you
can start to call around for car insurance. At Redisure you
already pay lower premiums because we have taken away the
broker commission part. We only charge a flat fee for insurance
administration that is far lower than normal broker commission
fees. In this way, we save you money right from the start.
Redisure offers you three types of covers to fit your personal
needs. This includes Comprehensive Cover, Third Party, and
Third Party, Fire and Theft Cover. Call Redisure to get the
information you need to make an informed decision about car
insurance. |
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