INSURANCE BROKERS
The role of insurance brokers
Insurance brokers play a vital role in the car insurance
industry as they are able to point out differences in cover
policies and save the consumer money when coverage is needed.
Insurance brokers serve clients in a number of ways, including:
researching the market; advising the client about available
options; claims assistance, and risk control.
The ability of consumers to insure their vehicles successfully
also depends on the broker’s ability to identify the
correct car insurance coverage with excellent terms and conditions
at affordable prices. Redisure can offer this to our clients
because of a stable, long term relationship with our insurers.
The Redisure team has extensive experience of claims handling.
Apart from this Redisure has the ability to build a thorough
understanding of your car insurance needs and the risks that
you may face when owning a car. We are able to assess the
extent of risk and to integrate effective risk minimization
measures.
Our duty
Redisure has a contractual obligation to act in the best
interests of our clients and to provide reliable, practical,
accurate and appropriate advice to our clients; independent
from the influence and pressure from outside companies.
Evaluating insurance brokers Not all vehicle service providers
offer the same services and benefits to their clients. It
is important to consider what level of service, pricing and
convenience insurance brokers offer before you make a decision
on where to insure your car.
Intermediaries and brokers should have sound knowledge of
the insurance market. A company such as Redisure, not only
has access to a selection of insurance products, but is also
committed to the provision of the most appropriate vehicle
coverage for our clients. In essence Redisure represents you
the client in insurance policy transactions.
As in many other instances, the cheapest policy is not always
the best. When looking around for car insurance you can easily
go for the short cut and take the lowest priced policy, without
considering the terms and conditions, service delivery and
claims payment process. The more comprehensive policy doesn’t
always cost that much more. It may be worth your while to
consider extra cover if appropriate. Redisure doesn’t
work on commission, and we therefore can provide objective
advice on the best cover for your situation.
Compensation and premiums
Insurance brokers normally take commission on services offered.
The commission is generally structured as part of the premiums,
which may result in higher monthly payments. Redisure differs
from other insurance brokers in the way we structure our fees.
We only charge a flat fee for insurance administration that
is far less than you would pay when commission is taken as
a percentage of the policy total.
Difference between the direct insurer and usThe direct insurers
offer insurance services to you as the client, but will normally
focus on their own range of products and services. Redisure
views the insurance policies from the client’s perspective.
This means that we research the best options for you and provide
as much information as possible to help you make the best
choice.
Difference between the insurance agent and RedisureThe insurance
agent represents a specific insurer and its interests. Redisure
represents your interests.
How do you insure with Redisure?
The Redisure team has hands-on experience combined with comprehensive
knowledge of risks and the vehicle market. Competent staff
is able to help you with claims in a fast and efficient way.
Insuring your car with us is a very simple process. Just call
Redisure where well-trained and friendly consultants will
ask you a few questions and work out the best quote for your
needs.
As an alternative you can complete the online form for an
estimate of what your premiums will entail. Once you decide
to purchase your car insurance through Redisure Insurance
Brokers, you will receive a Proposal (which can also be downloaded)
and after you’ve completed it, you just fax it back
to us. |
