VEHICLE INSURANCE
Vital vehicle insurance services offered by Redisure
A number of vehicle insurance services are available from
Redisure that can save you money and even your life. You need
vehicle cover because you are responsible for the condition
of your car and the lives of your passengers. Should you be
the cause of an accident, you will be held responsible for
the expenses of third parties as a result of the accident.
Apart from this, you are also accountable to your financer
should your car be destroyed before you have paid the full
purchase price.
Comprehensive cover as part of the vehicle insurance
services offered by Redisure
Although many people think it unnecessary to obtain full
or comprehensive cover unless the vehicle is new, it may proof
to be an expensive exercise to replace or repair the vehicle
after an accident.
The vehicle insurance services that form part of the Comprehensive
Cover by Redisure normally also offer cover against acts of
vandalism or damage caused to your vehicle by break-ins. Your
vehicle’s locks may need to be replaced. Not having
the full cover offered by Redisure means that you will have
to dig deep into your pockets when your vehicle is stolen
or damaged. When you purchase Comprehensive Cover for your
car, First, Second and Third Party with Fire and Theft cover
are all included. This type of policy also includes collision
cover.We can all make mistakes while driving, causing damage
to another party’s property or even injuries to the
passengers of other vehicles. Without cover obtainable through
insurers and brokers, you are held responsible for the medical
expenses of the other driver and the repair costs for his
or her vehicle. The insurer normally takes over your liability
when you purchase a Third Party cover. Redisure also offers
the Third Party cover separately, as well as a more comprehensive
policy that also includes cover for theft and fire.
Gap cover as part of Redisure’s comprehensive
cover
Gap cover is included as one of Redisure’s most valuable
insurance services. When you hire purchase or obtain finance
for a vehicle, the financial institution will in most instances,
require that you get gap insurance.
This policy is used to cover the shortfall between your car’s
value and the financing and purchase price should your vehicle
be destroyed through fire or an accident. At the time of the
incident, the value of your car may be twenty or thirty percent
below its purchase price. Without gap insurance you will still
have to pay the full purchase amount plus interests owed to
the financial institution even when you don’t have the
car anymore.
Gap cover is very important for most vehicle owners because
if an unexpected mishap befalls your vehicle in the first
few months of the purchase, you will have a tremendous outstanding
debt. This is why gap insurance is included in the Comprehensive
Cover as part of Redisure’s vehicle insurance services
to protect clients against this type of misfortune. The insurer
will pay the difference and you are then free of any further
financial obligations to the financer.
Other vehicle insurance services offered by Redisure
Considering the cost of not having cover against liabilities
caused by an accident, fire or theft, it is definitely better
to be covered than not having insurance. As a broker and not
a direct insurer, Redisure can offer you much needed and sound
advice on a number of policies and pricing options available.
Since Redisure represents your insurance interests and not
just one company’s products or services, you have more
policy options available.
Unlike normal brokers who work on a commission basis and
thus focus more on the products and services that can bring
good commissions, Redisure works on no commission for the
comprehensive range of vehicle insurance services offered.
You only pay a flat fee for insurance administration that
is far below the fees charged by normal brokers.
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