ZERO COMMISSION BROKER
Benefits of insuring through a zero commission broker
When you select a zero commission broker like Redisure, you
pay lower insurance premiums without losing the benefits of
a client orientated service provider. The question most people
struggle with when shopping around for car insurance quotes
is: “Should I make use of a direct insurer or an insurance
broker?” By selecting a zero commission broker such
as Redisure you overcome several obstacles for selecting an
insurer at once.
Difference between the broker and a direct insurer
Essentially, the option of whether to make use of a broker
or a direct insurer depends on your requirements as an individual.
Normally brokers receive continuing commission and monthly
administration fees for the whole period of the insurance
cover.
The direct insurers don’t charge the additional commissions
and as such provide lower premiums for the clients. With a
zero commission broker, such as Redisure, clients pay no commission
and only the flat fee charged by direct insurers for administration.
Redisure’s role as a zero commission broker
Brokers assist clients in a number of ways that direct insurers
cannot. They are able to identify variations in policies offered
and thus save clients money while still ensuring that the
clients get the best possible policies to suit their needs.
As a zero commission broker, Redisure is able to provide several
additional services to clients including:
- Extensive research of the market
- Full claims payment assistance
- Control and minimization of risks
- Objective and reliable advice
- Sourcing of the best policies
A zero commission broker must also be able to evaluate coverage
options that are most suitable to the client’s needs
and budget. Redisure is able to provide such a service because
the company has built excellent working relationships with
the insurers. Combine this with the claims expertise of the
Redisure team and you have a winning car insurance policy
and service provider at an affordable rate.
You may not necessarily be aware of all the risks that you
face when purchasing a vehicle. The Redisure team makes it
their business to assess all possibilities and advice you
on how to minimize your exposure to risks.
The gap insurance offered by Redisure, for instance, is essential
when you purchase a new car. This policy protects you when
your vehicle cannot be repaired after an accident, but there
is still an outstanding amount on the financing costs of the
car. With gap insurance the difference in the value and the
outstanding amount is settled on your behalf. Without this
cover you will still have to pay the outstanding amount without
having a vehicle.
What differentiates Redisure from direct insurers?
Direct insurers have the benefit of lower premiums, but unlike
brokers they don’t represent the client. They focus
on their specific products and services, while companies like
Redisure, perceive insurance options from the client’s
point of view. This provides you with the benefit of someone
on your side. Since your interests are the main concern, the
Redisure team conducts proper investigations into the best
options available to you to assist you in making informed
decisions about car insurance.
How easy is it to get insurance?
Well-trained and experienced consultants at Redisure will
guide you step by step through the short process of obtaining
a quote and the correct policy for your needs. It is a matter
of completing the online questionnaire at the Redisure website
or calling the client centre. You will receive a proposal,
upon acceptance of the obligation free quote, to sign and
return. As you can see it is a short and effortless process.
In a nutshell
Car insurance protects you against unforeseen events that
can cause a severe financial drainage. Selecting a trustworthy
insurer who focuses on your needs is thus important when you
plan to purchase a policy. Affordability and suitability of
the cover are equally important. With a zero commission broker
such as Redisure you get affordability and a cover that suits
your needs through one service provider.
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